Hello guys I will show how create a 3dsmax 3d credit card model tutorial.
I have used following techniques shown below in this 3ds max tutorial.
[1]-Start 3dsmax and choose "Rectangle" with the following size as shown below
Create a rectangle in the front view port place like this in the perspective view port 
[2]-Apply the extrude modifier with the amount of 2.0 
[3]-Create text (Credit Card) and apply the extrude modifier with the amount of 1.0
Place like me 
[4]-Create numbers with the help text and apply the extrude modifier with the amount of 1.0
Place like this 
[5]-Open the material and makes material like this 
[6]-Set the sky light like this with the following parameter 
[7]-This is the final image after render the object
That’s all. 